Insurance Products For Affluent Foreign Nationals



Silver Rock Partners And Foreign National Insurance

Perhaps one of the most pressing concerns for residents of other countries transacting in the U.S. is that of excessive estate tax burdens. For example, when a foreign national attempts to transfer assets upon their death they will likely encounter major tax efficiency issues. Silver Rock Partners understands these challenges and is dedicated to working closely with affluent individuals from foreign countries who are wishing to establish and maintain better control of estate tax issues. The first determining factor when addressing foreign national insurance is that of tax reciprocity. In short, while some countries do have tax reciprocity agreements in place with the US, most do not. This is where Silver Rock Partners can help.


underwriting foreign nationals and reciprocity agreements


When breaking this concept down in terms of actual numbers the distinction can be quite surprising. For example, in light of the fact that a typical married couple in the US will enjoy a combined $10.4 million in total estate tax exemption when transferring assets to heirs upon death, a foreign national will only realize a lackluster $70 thousand for the same asset transfer event. Simply stated, in the absence of a reciprocity agreement, those from other countries suffer substantial estate asset losses unless they take a proactive approach to the situation. Silver Rock Partners has years of experience in assisting and underwriting foreign nationals in gaining a more decisive control over their estate and legacy assets.


Policies Designed for High Net Worth Individuals 

Foreign nationals who are contemplating the buying or selling of assets in the United States may be well advised to consider this situation and plan accordingly. Those from other countries with a high net worth who are in search of experienced and focused estate planning and legacy planning routinely turn to Silver Rock Partners. The firm has a proven track record and a reputation that speaks for itself. This respected multi-generational insurance firm clearly understands that a reputation is earned and never given. This is perhaps why so many foreign nations call upon Silver Rock Partners year after year. Tax efficiency, high-net-worth policies and survivor life along with succession planning and insurance for the uninsurable are just a few of the products offered.


convenient and simple virtual estate planning protocol

One of the most impressive differences found in Silver Rock Partners is the firm’s proprietary virtual estate planning model. The firm has successfully leveraged technology and the internet to make available to clients a convenient and simple virtual estate planning protocol. This allows foreign nationals with a busy schedule and lifestyle to gain access to all that the firm has to offer from the comfort of home or the office. Once viewing the presentation online, prospective clients can then easily schedule an in-person confidential consultation through one of Silver Rock Partners’ office locations. It is this custom use of technology that has allowed the firm to grow with the community and prosper over the decades.



Reducing risk and increasing reward is a prime objective

Taking the entire process a step further, Silver Rock Partners has developed lasting professional relationships with law firms and accounting firms to further facilitate assistance to clients. Affluent foreign nationals with wealth going back several generations require detailed tax efficiency planning when established in the United States. Reducing risk and increasing reward for clients is always the prime objective of Silver Rock Partners. Excellent wealth management and results-driven wealth preservation is what our firm makes available to those with a sophisticated portfolio. We provide customized solutions for clients that work so that we may enjoy lasting long-term relationships. We help you achieve your financial goals.


favorable transfer of wealth to beneficiaries

Protecting a legacy from overwhelming estate tax liability has an excellent remedy in simply establishing the right type of life insurance policy. Simply put, a life insurance policy is not considered under U.S. tax code to be part of a foreign national’s U.S. Gross estate holdings. As such, death benefits are not subject to estate taxes in the United States. The end result is a favorable transfer of wealth and assets to beneficiaries or heirs that is perfectly intact. When those from other countries establish a life insurance policy that is inline with estimated U.S. estate tax liability, foreign national beneficiaries and heirs are then able to retain control of financial assets that will be necessary to pay any estate taxes in the United States.


Calculated and deliberate estate planning

As an added advantage many life insurance policies available in the U.S. are considered to be very competitive in terms of cost when compared with other countries. In fact, many life insurance products offered in the U.S. are simply not available within the home country of a foreign national. Calculated and deliberate estate planning is essential for foreign nationals so that an estate or legacy is not depleted because of inadequate tax efficiency. Silver Rock Partners will guide non-resident foreign nationals in better understanding and working with U.S. tax rules and codes. We take a genuine interest in your success.



cutting-edge virtual estate planning platform

Silver Rock Partners understands the needs of foreign national clients and delivers when it comes to total client satisfaction. Team Silver Rock is established and goes back three generations. Those from other countries with a high net worth in need of clear and concise answers can count on our advisers for tax efficiency solutions and real problem solving. Perfectly implemented estate planning serves to protect assets, legacies and the ones you love. We are always delighted to meet with new clients either online by using a cutting-edge virtual estate planning platform or in person. When hundreds of millions in estate or legacy dollars are at stake as well as much smaller sums, Silver Rock Partners is your wealth preservation advocate. Call or click here today. 


Call Silver Rock Partners Today to get started in maximizing your estate and legacy planning options as a foreign national

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