Silver Rock Direct has a wide array of construction programs to help the developer or builder fund most of his construction projects. Our programs are designed to provide a loan for a builder constructing a commercial property (office buildings, retail stores, shopping centers, hotels, warehouse/flex space, 5+ multi-family units and most other income generating properties).

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  • Upon completion of the property, the loan may be converted to a permanent loan.

  • Loan amounts from $500k to $100 Million

  • LTV  up to 65%* of the appraised value
    *Cross collateralization allowed on other properties, if needed, for maximum (or greater) loan amounts

  • Land purchase may be included in the construction loan, up to 50% of the lot purchase price

  • Owner and Non-Owner occupied commercial properties are eligible

  • Self- Build/Owner builder borrowers are allowed

  • Fast pre-qualification, typically between 3 to 5 business days

  • Full income documentation and limited income programs

  • Loans are available to Borrowers with excellent to less than perfect credit

  • Flexible draw schedules

  • Up to 18-month terms available (longer terms available on an exception)

Our new construction program may be used as replacement hospital or construction of a medical office building, can be a necessary strategic option for hospitals seeking to increase revenues, improve operational efficiencies and or to enhance its healing environment.